InsuranceTip:
Florida DUI Laws
When you sign your driver's license in the state of Florida you are consenting to take a blood, urine, or breath test upon request. Under Florida's "Implied Consent Law," if you refuse to take a chemical test, your license will be suspended immediately for up to one year. Florida also has a zero tolerance law for drivers under 21 years of age. If you are under 21 and you get caught driving after having only one drink (i.e. blood alcohol concentration level (BAC) of 0.02%) or higher, your license will be suspended automatically for 6 months. There are no exceptions to this rule.
Florida DUI Laws
When you sign your driver's license in the state of Florida you are consenting to take a blood, urine, or breath test upon request. Under Florida's "Implied Consent Law," if you refuse to take a chemical test, your license will be suspended immediately for up to one year. Florida also has a zero tolerance law for drivers under 21 years of age. If you are under 21 and you get caught driving after having only one drink (i.e. blood alcohol concentration level (BAC) of 0.02%) or higher, your license will be suspended automatically for 6 months. There are no exceptions to this rule.
At Insurance Solutions of Northeast Florida our mission is simple - to establish a life long relationship with you while earning your business through trust, reliability and confidence. We understand how complicated and confusing buying insurance can be. That is why you can depend Solutions of Northeast Florida to guide you through all the insurance options, provide sound insurance advice and help you decide how much insurance coverage you need. Our insurance agents will take the time to explain what the different insurance coverages mean and help you find the best homeowners insurance policy for your mone
For Florida Homeowners, insurance protection is an important aspect of homeownership. Buying home insurance means buying protecting both you and your home.
When insuring your Florida home or property, the three most important things you should expect from your insurance company are competitive rates, friendly and skillful customer service and above all financial stability.Standard home insurance coverage policies provide the following types of coverage, up to the limits outlined in the policies:
- Dwelling - Pays for damage or destruction to your house and any unattached structures and buildings. Examples include fences, attached garage, or patio cover.
- Personal Property - Covers the contents of your house, including furniture, clothing and appliances, if they are stolen, damaged, or destroyed.
- Liability - Protects you against financial loss if you are sued and found legally responsible for someone else's injury or property damage.
- Medical Payments - Covers medical bills for person(s) injured on your property.
- Loss of Use - Pays for additional living expenses if your home is uninhabitable due to a covered loss. Most standard Florida Homeowners Insurance policies pay 10% to 20% of the amount of your Dwelling coverage.
There are many options for an auto insurance policy from insurance Solutions of North Florida. We represent many auto insurance companies that provide exceptional policy coverage and cost effective premiums specifically designed to meet your needs. We will find you a policy that will cover you from major financial losses due to an accident and give you the peace of mind you need while out on the road.
With the large number of auto accidents each year, auto insurance is an absolute must for all drivers. Florida mandates minimum auto insurance coverages. At Insurance Solutions of North Florida we can help you not only meet the minimums but ensure that you have enough coverage to adequately meet your needs. A Florida auto insurance policy from Insurance Solutions of North Florida will financially cover potential auto-related damages, loss or injuries. It helps protect you, your passengers, your fellow drivers, pedestrians, other people's property and your vehicle. It can also help protect you in the event of an automobile-related lawsuit.
With the large number of auto accidents each year, auto insurance is an absolute must for all drivers. Florida mandates minimum auto insurance coverages. At Insurance Solutions of North Florida we can help you not only meet the minimums but ensure that you have enough coverage to adequately meet your needs. A Florida auto insurance policy from Insurance Solutions of North Florida will financially cover potential auto-related damages, loss or injuries. It helps protect you, your passengers, your fellow drivers, pedestrians, other people's property and your vehicle. It can also help protect you in the event of an automobile-related lawsuit.
Commercial Insurance mmmmmmmmmmmmmmmmmmmmmmmmmmmmmI
nsurance Solutions of North Florida offers a variety of commercial products. From the small artisan contractor to the larger commercial risk, we have the right products to fit all of your commercial insurance needs. Our professional staff work will work closely with you to design a complete, affordable insurance program. We will review your risks and identify the coverage that provides you with the best protection. And we work to understand the nuances of your business to better meet your needs now and in the future.
A highlight of working with an independent agency is the large selection of companies from which to choose. with the convenience of just one inquiry and the numerous comparison quotes generated therefrom, rest assured that we at Freedom Insurance Agency will determine the best policy for your business-suitable to all of your needs-from pricing to quality.Allow our highly-skilled and knowledgeable team of experts to work diligently for you and your business to ensure protection should a minor or substantial incident occur. will explain the different options and limits available to you, provide you with all deductible options, and determine any and all discounts to which you may be entitled.Whether it's a business owner's package, commercial automobile, commercial property, general liability or workers compensation policy you are seeking, we at Insurance Solutions of North Florida have got you covered.
nsurance Solutions of North Florida offers a variety of commercial products. From the small artisan contractor to the larger commercial risk, we have the right products to fit all of your commercial insurance needs. Our professional staff work will work closely with you to design a complete, affordable insurance program. We will review your risks and identify the coverage that provides you with the best protection. And we work to understand the nuances of your business to better meet your needs now and in the future.
A highlight of working with an independent agency is the large selection of companies from which to choose. with the convenience of just one inquiry and the numerous comparison quotes generated therefrom, rest assured that we at Freedom Insurance Agency will determine the best policy for your business-suitable to all of your needs-from pricing to quality.Allow our highly-skilled and knowledgeable team of experts to work diligently for you and your business to ensure protection should a minor or substantial incident occur. will explain the different options and limits available to you, provide you with all deductible options, and determine any and all discounts to which you may be entitled.Whether it's a business owner's package, commercial automobile, commercial property, general liability or workers compensation policy you are seeking, we at Insurance Solutions of North Florida have got you covered.
Florida renters insurance provides affordable protection for Florida residents living in rented homes. Whether you rent a mobile home in Ft. Myers or an apartment in Jacksonville you can protect yourself and your possessions with a Florida renters policy. This type of coverage is generally very affordable, and it can help you start over in the event of a loss of your personal property. Like all forms of insurance, you buy this kind of policy essentially hoping to never have to use it. With that said, Florida renters insurance gives you a hedge against the unknown.
A renters coverage policy covers damage to property in your rented residence in the event of a loss. When you think about it, replacing all your personal property if your condominium was destroyed would cost you far more than you could probably afford. Most of us actually own more than we realize, and you will probably be surprised at the total replacement value after taking inventory of your personal property.
A renters coverage policy covers damage to property in your rented residence in the event of a loss. When you think about it, replacing all your personal property if your condominium was destroyed would cost you far more than you could probably afford. Most of us actually own more than we realize, and you will probably be surprised at the total replacement value after taking inventory of your personal property.
The Insurance Solutions of
North Florida Advantage
· Low Rates
· One call multiple quotes
· Trusted A+ Companies
· Excellent Customer Service
· 24 hour Claims Service
North Florida Advantage
· Low Rates
· One call multiple quotes
· Trusted A+ Companies
· Excellent Customer Service
· 24 hour Claims Service
If you own property and live in Florida, you should have flood insurance to protect one of your most valuable assets. The fact is that homeowner insurance does not cover damage caused by flood, and federal disaster assistance is only offered when the president declares a major disaster (which only happens in 50% of flooding situations). Unfortunately, most people do not find this out until it is too late. However, flood insurance is available to protect homes and businesses and their contents in communities that participate in the National Flood Insurance Program. Flood insurance is not just available to homeowners; it is available to condo owners and commercial building owners as well.
A flood is defined as a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes, broken levees, outdated or clogged drainage systems and rapid accumulation of rainfall. Florida's hurricane and rainy seasons are right around the corner.
According to FEMA, flooding is the #1 natural disaster in the United States. Our mission at Insurance Solutions Of North Florida is to help Florida residents to understand the basics about flood insurance and to address the common misconceptions. For example, the first misconception is that home owner's insurance covers the flooding risk. The fact is that home owner's policies usually/generally do not provide flood coverage and this fact is highlighted in bold letters on the first page of your home owner's policy. The second most common misconception is that flood policies are expensive to purchase or obtain. Actually in FEMA determined Preferred Risk Zones, you can purchase flood insurance for a minimal investment yearly. Last but not least, some home owners think that they do not live in a flood zone in Florida. The fact is FEMA has designated many areas in the state of Florida as flood zones with different levels of risk. Don't be left without flood insurance.
A flood is defined as a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes, broken levees, outdated or clogged drainage systems and rapid accumulation of rainfall. Florida's hurricane and rainy seasons are right around the corner.
According to FEMA, flooding is the #1 natural disaster in the United States. Our mission at Insurance Solutions Of North Florida is to help Florida residents to understand the basics about flood insurance and to address the common misconceptions. For example, the first misconception is that home owner's insurance covers the flooding risk. The fact is that home owner's policies usually/generally do not provide flood coverage and this fact is highlighted in bold letters on the first page of your home owner's policy. The second most common misconception is that flood policies are expensive to purchase or obtain. Actually in FEMA determined Preferred Risk Zones, you can purchase flood insurance for a minimal investment yearly. Last but not least, some home owners think that they do not live in a flood zone in Florida. The fact is FEMA has designated many areas in the state of Florida as flood zones with different levels of risk. Don't be left without flood insurance.
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904-389-0422
904-389-0422
The value of quality boat insurance often doesn't become apparent until youreally need it. Whether it's a minor dent or a more substantial accident, itpays to have Florida boat insurance coverage you can count on. Let our experienced Florida boat insurance specialist explain the differentLiability Limits, Comprehensive, Personal Injury Protection, Collision, Medical coverages, and deductibles that are available for you to choosefrom. We offer affordable boat insurance policies from a leader in the insurance industry.
Whether you currently own a boat, yacht, personal water craft, sailboat or are a prospective buyer, a Insurance Solutions of North Florida agent can help you find the right Florida boat insurance policy at the right price.
Whether you currently own a boat, yacht, personal water craft, sailboat or are a prospective buyer, a Insurance Solutions of North Florida agent can help you find the right Florida boat insurance policy at the right price.
Pet Insurance
As pet parents, you understand the relationship we all have with our dog or cat. A true part of the family. A trusted companion. A playmate. A confidante. A friend.
Pet insurance helps to protect dogs and cats with affordable, flexible pet insurance that helps bring pet parents peace of mind.
Pet Insurance provides coverage for your dog or cat when you visit veterinarian. Protecting your dog or cat is more important now than ever. Veterinary fees increased 68% between January 2000 and December 2008. Over just the last three years veterinary fee inflation has averaged 5.9% per year, which is about double the consumer price index. At this rate, veterinary fees will double every 12 years. That's faster than our salaries can catch up. That's why smart pet parents in cities throughout Florida are turning to Embrace.
Insurance for your dog or cat is known as indemnity insurance. You pay the claim up front and Embrace Pet Insurance reimburses you after applying your deductible and co-pay, until you reach your policy's annual or lifetime maximum.
Click on the link to the right for a quote to provide insurance for your pets. Your priority code is BRISF.
Pet insurance helps to protect dogs and cats with affordable, flexible pet insurance that helps bring pet parents peace of mind.
Pet Insurance provides coverage for your dog or cat when you visit veterinarian. Protecting your dog or cat is more important now than ever. Veterinary fees increased 68% between January 2000 and December 2008. Over just the last three years veterinary fee inflation has averaged 5.9% per year, which is about double the consumer price index. At this rate, veterinary fees will double every 12 years. That's faster than our salaries can catch up. That's why smart pet parents in cities throughout Florida are turning to Embrace.
Insurance for your dog or cat is known as indemnity insurance. You pay the claim up front and Embrace Pet Insurance reimburses you after applying your deductible and co-pay, until you reach your policy's annual or lifetime maximum.
Click on the link to the right for a quote to provide insurance for your pets. Your priority code is BRISF.
Insurance Solutions of North Florida, Inc. services the entire state of Florida including major cities and their surrounding areas including Tampa, Orlando, Miami, Ft Lauderdale, Tallahassee, and Jacksonville.Insurance Solutions of North Florida, Inc. also caters to the many other cities in Florida such as St Petersburg, Melbourne, Daytona, Lakeland, Ocala, Gainesville, Ft Myers, Naples, Vero Beach, Port St Lucie, Sarasota, Bradenton, Cocoa Beach, Fernandina, and Stuart.
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Insurance Solutions of North Florida · Telephone: (904) 389 - 0422
or Toll Free (866) 389 - 0422 / Fax: (904) 381 - 0110
5220 San Juan Ave. Jacksonville, FL. 32210
Insurance Solutions of North Florida · Telephone: (904) 389 - 0422
or Toll Free (866) 389 - 0422 / Fax: (904) 381 - 0110
5220 San Juan Ave. Jacksonville, FL. 32210